Whether you are purchasing or refinancing we recommend you use your REA report to get a loan. We do have banks and lender institutions available to finance your real estate. If we do the financing the Borrower will receive a REA agreement to pay a processing fee that ranges from $3,000 to $10,000. Also 1 point of the loan amount at closing in 60 days. Plus, a loan pre-approval in 10 days to secure financing.