The Base ADR Strategy includes the Collision Guard insurance product alone. This is the auto deductible reimbursement program which covers all vehicles listed on the master auto insurance policy for collision and comprehensive claims for 3-years. There are no claim limitations and no vehicle count limitations. If it is listed under the buyers master auto insurance policy it is covered. 

* eligible vehicles must have a deductible. All claims must be filed through the clients auto insurance carrier.

This strategy is designed for an auto dealership that has large volume of anticipated placements of the ADR without the need for the loyalty program as outlined in the ADR with Loyalty Cards Option.

The greater the volume of placement the greater the consideration for a reduced wholesale cost.

Collision Guard ADR is the perfect pairing with most all GAP plans. In the event of an accident in which you've badly damaged or totaled your car, gap insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount you actually owe on it.

Collision Guard's ADR low dealer wholesale cost positions F & I teams to combine the ADR with the GAP plan thereby enhancing the value proposition as a collision or comprehensive claim is 6 times more likely to occur than a vehicle total. Due to this frequency the ADR will represents a “use-experience” that is tied back to their purchase of the ADR enhanced GAP plan. Keep in mind the Collision Guard ADR covers all vehicles under the master auto insurance policy.

The net win is more GAP sales!