The Deep Dive

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Available primarily through auto dealerships, collision centers and credit unions, Collision Guard ADR can be obtained to cover each and every car under your master auto insurance policy that has a deductible regardless of your insurance carrier. There are no limits to claims over the 3-year term of this policy.

 

Additionally, it provides the capability to save significantly on your auto insurance premiums by providing you the capability to transition to a higher deductible which lowers your monthly auto insurance premiums. Consult your auto insurance agent for the savings you could experience.

Snapshot of Insurance Savings

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* Table courtesy of Carinsurance.com, August 2017

See the average savings in the table above by moving to a higher deductible. Ex. An individual with a $500 deductible that changes to a $1000 deductible in Illinois could save 12.8% or $191 annually according to carinsurance.com. That is a savings of $16/month on average. Multiple vehicles under your master auto insurance policy? Multiply your savings before you ever have to use your policy for a collision or comprehensive claim.

 

*By moving your deductible higher as suggested by this example you will experience greater exposure for claims that could occur that are less than your deductible.